Public · COLLEGE PAYOFF

Rock Valley College

Rockford, IL · 7 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$189,468 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

174.8 yrsModeled economic break-even
−94%Modeled 10-year ROI
$46,150Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$189,468at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$200,9680
2
4
6
8
−$189,46810
Years after graduationBreak-even: 174.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,334
Sticker price
Published out-of-state tuition$7,379
Sticker price
Average net price$5,242
Title IV student average
Cost of attendance$11,920
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$5,242Average net price / year
$11,920Cost of attendance
$46,150Median earnings · year 5 after completion
37.3%Completion rate
Not availableAdmission rate
4,359Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

52thEarnings percentile
21thCompletion percentile
EARNINGS PATH

Reported earnings over time

$35,681Year 1
$50,028Year 4
$46,150Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Vehicle Maintenance and Repair Technologies/Technicians · Associate's Degree$83,4282Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$83,3733Dental Support Services and Allied Professions · Associate's Degree$76,6604Vehicle Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$75,5785Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$48,0056Biological and Physical Sciences · Associate's Degree$47,6797Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$44,072

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in IL

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Freeport, IL

Highland Community College

Annual net price
$5,713
Observed earnings · year 5
$45,875
Modeled 10-year ROI
-96%
Open college profile →
Cicero, IL

Morton College

Annual net price
$5,191
Observed earnings · year 5
$46,967
Modeled 10-year ROI
-90%
Open college profile →
Springfield, IL

Lincoln Land Community College

Annual net price
$4,299
Observed earnings · year 5
$46,142
Modeled 10-year ROI
-94%
Open college profile →
Malta, IL

Kishwaukee College

Annual net price
$4,574
Observed earnings · year 5
$47,285
Modeled 10-year ROI
-88%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Vehicle Maintenance and Repair Technologies/TechniciansAssociate's Degree$83,428Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$83,373$15,750
Dental Support Services and Allied ProfessionsAssociate's Degree$76,660Not available
Vehicle Maintenance and Repair Technologies/TechniciansUndergraduate Certificate or Diploma$75,578$8,745
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$48,005$8,018
Biological and Physical SciencesAssociate's Degree$47,679$6,632
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$44,072$7,035

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.