Private nonprofit · COLLEGE PAYOFF

Pontifical Catholic University of Puerto Rico-Arecibo

Arecibo, PR · 11 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$400,168 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−178%Modeled 10-year ROI
$27,430Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$400,168at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$224,4680
2
4
6
8
−$400,16810
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$6,550
Sticker price
Published out-of-state tuition$6,550
Sticker price
Average net price$11,117
Title IV student average
Cost of attendance$18,678
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$11,117Average net price / year
$18,678Cost of attendance
$27,430Median earnings · year 5 after completion
53.9%Completion rate
93.8%Admission rate
273Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

18thEarnings percentile
43thCompletion percentile
EARNINGS PATH

Reported earnings over time

$13,674Year 1
$27,811Year 4
$27,430Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Mental and Social Health Services and Allied Professions · Master's Degree$34,9412Special Education and Teaching · Bachelor's Degree$34,6453Clinical, Counseling and Applied Psychology · Doctoral Degree$33,2044Teacher Education and Professional Development, Specific Subject Areas · Bachelor's Degree$33,0665Accounting and Related Services · Bachelor's Degree$31,1586Liberal Arts and Sciences, General Studies and Humanities · Bachelor's Degree$28,5237Biology, General · Bachelor's Degree$27,2058Business Administration, Management and Operations · Bachelor's Degree$24,412

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in PR

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Mayaguez, PR

Pontifical Catholic University of Puerto Rico-Mayaguez

Annual net price
$11,502
Observed earnings · year 5
$27,430
Modeled 10-year ROI
-178%
Open college profile →
Ponce, PR

Pontifical Catholic University of Puerto Rico-Ponce

Annual net price
$13,192
Observed earnings · year 5
$27,430
Modeled 10-year ROI
-175%
Open college profile →
Arecibo, PR

Inter American University of Puerto Rico-Arecibo

Annual net price
$9,217
Observed earnings · year 5
$26,609
Modeled 10-year ROI
-185%
Open college profile →
Guayama, PR

Inter American University of Puerto Rico-Guayama

Annual net price
$9,316
Observed earnings · year 5
$26,368
Modeled 10-year ROI
-186%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Mental and Social Health Services and Allied ProfessionsMaster's Degree$34,941Not available
Special Education and TeachingBachelor's Degree$34,645Not available
Clinical, Counseling and Applied PsychologyDoctoral Degree$33,204Not available
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$33,066Not available
Accounting and Related ServicesBachelor's Degree$31,158$18,750
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$28,523$19,040
Biology, GeneralBachelor's Degree$27,205$18,500
Business Administration, Management and OperationsBachelor's Degree$24,412$14,357
Psychology, GeneralBachelor's Degree$24,118$12,250
CriminologyBachelor's Degree$22,958$12,250
BiotechnologyBachelor's DegreeNot available$13,779

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.