Private nonprofit · COLLEGE PAYOFF

Philander Smith University

Little Rock, AR · 2 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$283,916 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−120%Modeled 10-year ROI
$40,298Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$283,916at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$236,8960
2
4
6
8
−$283,91610
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$13,014
Sticker price
Published out-of-state tuition$13,014
Sticker price
Average net price$14,224
Title IV student average
Cost of attendance$28,136
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$14,224Average net price / year
$28,136Cost of attendance
$40,298Median earnings · year 5 after completion
30.4%Completion rate
Not availableAdmission rate
751Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

39thEarnings percentile
12thCompletion percentile
EARNINGS PATH

Reported earnings over time

$29,683Year 1
$42,151Year 4
$40,298Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business, Management, Marketing, and Related Support Services, Other · Bachelor's Degree$44,3302Business Administration, Management and Operations · Bachelor's Degree$43,163

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in AR

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Paragould, AR

Crowley's Ridge College

Annual net price
$16,315
Observed earnings · year 5
$42,506
Modeled 10-year ROI
-110%
Open college profile →
Walnut Ridge, AR

Williams Baptist University

Annual net price
$15,745
Observed earnings · year 5
$43,180
Modeled 10-year ROI
-107%
Open college profile →
Little Rock, AR

Arkansas Baptist College

Annual net price
$10,627
Observed earnings · year 5
$37,953
Modeled 10-year ROI
-132%
Open college profile →
Conway, AR

Central Baptist College

Annual net price
$12,287
Observed earnings · year 5
$44,600
Modeled 10-year ROI
-102%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business, Management, Marketing, and Related Support Services, OtherBachelor's Degree$44,330$49,638
Business Administration, Management and OperationsBachelor's Degree$43,163$27,622

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.