Public · COLLEGE PAYOFF

Northern State University

Aberdeen, SD · 10 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$178,158 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

37.4 yrsModeled economic break-even
−73%Modeled 10-year ROI
$51,509Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$178,158at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$243,2480
2
4
6
8
−$178,15810
Years after graduationBreak-even: 37.4 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$8,845
Sticker price
Published out-of-state tuition$11,947
Sticker price
Average net price$15,812
Title IV student average
Cost of attendance$22,077
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$15,812Average net price / year
$22,077Cost of attendance
$51,509Median earnings · year 5 after completion
48.9%Completion rate
93.0%Admission rate
1,273Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

65thEarnings percentile
36thCompletion percentile
EARNINGS PATH

Reported earnings over time

$42,847Year 1
$53,116Year 4
$51,509Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Biology, General · Bachelor's Degree$70,5452Accounting and Related Services · Bachelor's Degree$67,0723Business Administration, Management and Operations · Bachelor's Degree$56,5714Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$53,4845Sociology · Bachelor's Degree$50,7656Curriculum and Instruction · Master's Degree$49,6697Finance and Financial Management Services · Bachelor's Degree$48,3248Psychology, General · Bachelor's Degree$45,921

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in SD

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Sioux Falls, SD

Southeast Technical College

Annual net price
$17,400
Observed earnings · year 5
$50,646
Modeled 10-year ROI
-77%
Open college profile →
Mission, SD

Sinte Gleska University

Annual net price
$12,768
Observed earnings · year 5
$51,687
Modeled 10-year ROI
-71%
Open college profile →
Mitchell, SD

Mitchell Technical College

Annual net price
$13,460
Observed earnings · year 5
$53,624
Modeled 10-year ROI
-63%
Open college profile →
Spearfish, SD

Black Hills State University

Annual net price
$15,911
Observed earnings · year 5
$46,420
Modeled 10-year ROI
-94%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Biology, GeneralBachelor's Degree$70,545$25,300
Accounting and Related ServicesBachelor's Degree$67,072$29,816
Business Administration, Management and OperationsBachelor's Degree$56,571$27,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$53,484$24,500
SociologyBachelor's Degree$50,765Not available
Curriculum and InstructionMaster's Degree$49,669Not available
Finance and Financial Management ServicesBachelor's Degree$48,324Not available
Psychology, GeneralBachelor's Degree$45,921Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$44,147$24,242
MarketingBachelor's DegreeNot available$26,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.