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Private nonprofit · COLLEGE PAYOFF

North Central College

⌖ Naperville, IL · 28 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$126,616 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

19.2 yrsModeled economic break-even
−48%Modeled 10-year ROI
$58,756Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$126,616at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$264,1760
2
4
6
8
−$126,61610
Years after graduationBreak-even: 19.2 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$45,726
Sticker price
Published out-of-state tuition$45,726
Sticker price
Average net price$21,044
Title IV student average
Cost of attendance$57,219
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$21,044Average net price / year
$57,219Cost of attendance
$58,756Median earnings · year 5 after completion
64.0%Completion rate
77.3%Admission rate
2,428Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

78thEarnings percentile
58thCompletion percentile
EARNINGS PATH

Reported earnings over time

$39,312Year 1
$61,656Year 4
$58,756Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Management Sciences and Quantitative Methods · Bachelor's Degree$105,3502Business Administration, Management and Operations · Master's Degree$102,6003Educational Administration and Supervision · Master's Degree$89,0444Finance and Financial Management Services · Bachelor's Degree$81,5625Economics · Bachelor's Degree$80,4946Computer Science · Bachelor's Degree$79,8777Accounting and Related Services · Bachelor's Degree$78,1258Human Resources Management and Services · Bachelor's Degree$71,555

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in IL

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Rockford, IL

Rockford University

Annual net price
$22,436
Observed earnings · year 5
$58,298
Modeled 10-year ROI
-51%
Open college profile →Rock Island, IL

Augustana College

Annual net price
$22,736
Observed earnings · year 5
$58,348
Modeled 10-year ROI
-51%
Open college profile →River Forest, IL

Concordia University-Chicago

Annual net price
$18,436
Observed earnings · year 5
$59,330
Modeled 10-year ROI
-44%
Open college profile →Bourbonnais, IL

Olivet Nazarene University

Annual net price
$20,729
Observed earnings · year 5
$61,936
Modeled 10-year ROI
-36%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Management Sciences and Quantitative MethodsBachelor's Degree$105,350$26,851
Business Administration, Management and OperationsMaster's Degree$102,600Not available
Educational Administration and SupervisionMaster's Degree$89,044Not available
Finance and Financial Management ServicesBachelor's Degree$81,562$27,000
EconomicsBachelor's Degree$80,494$26,801
Computer ScienceBachelor's Degree$79,877$26,678
Accounting and Related ServicesBachelor's Degree$78,125$26,667
Human Resources Management and ServicesBachelor's Degree$71,555$24,314
MarketingBachelor's Degree$71,123$22,312
Entrepreneurial and Small Business OperationsBachelor's Degree$68,750Not available
Business Administration, Management and OperationsBachelor's Degree$65,992$24,900
Liberal Arts and Sciences, General Studies and HumanitiesMaster's Degree$65,846Not available
Public Relations, Advertising, and Applied CommunicationBachelor's Degree$60,573$26,899
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$60,018$27,000
East Asian Languages, Literatures, and LinguisticsBachelor's Degree$57,424Not available
Design and Applied ArtsBachelor's Degree$57,192$22,000
SociologyBachelor's Degree$56,281$27,000
Psychology, GeneralBachelor's Degree$52,062$26,655
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$51,247$27,000
Romance Languages, Literatures, and LinguisticsBachelor's Degree$51,018$25,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$49,224$27,000
MusicBachelor's Degree$46,744Not available
Drama/Theatre Arts and StagecraftBachelor's Degree$46,605$21,000
Radio, Television, and Digital CommunicationBachelor's Degree$45,838$27,000
English Language and Literature, GeneralBachelor's DegreeNot available$27,000
Biology, GeneralBachelor's DegreeNot available$27,000
Neurobiology and NeurosciencesBachelor's DegreeNot available$23,323
Political Science and GovernmentBachelor's DegreeNot available$25,977

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.