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Murray State University

⌖ Murray, KY · 47 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$193,794 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

95.8 yrsModeled economic break-even
−90%Modeled 10-year ROI
$47,259Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$193,794at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$216,3840
2
4
6
8
−$193,79410
Years after graduationBreak-even: 95.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$9,900
Sticker price
Published out-of-state tuition$19,836
Sticker price
Average net price$9,096
Title IV student average
Cost of attendance$23,485
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$9,096Average net price / year
$23,485Cost of attendance
$20,500Median federal student debt · completer borrowers
$217/moPublished 10-year payment estimate
$47,259Median earnings · year 5 after completion
61.3%Completion rate
85.7%Admission rate
6,688Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$6,242
$30–48k$6,347
$48–75k$8,104
$75–110k$12,811
$110k+$15,450
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$47,259
Year 6$38,473
Year 10$44,737
Full-time retention
75.6%
Part-time retention
16.7%
Completion within 200% of normal time
63.1%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

55thEarnings percentile
54thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$51,818Median year-4 earnings across reportable program categories
$24,000Median federal debt across categories that report debt
11%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$38,962Year 1
$50,487Year 4
$47,259Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Doctoral Degree$189,5082Quality Control and Safety Technologies/Technicians · Master's Degree$107,1293Business/Commerce, General · Master's Degree$96,6914Civil Engineering Technologies/Technicians · Bachelor's Degree$87,5735Engineering Physics · Bachelor's Degree$86,7136Quality Control and Safety Technologies/Technicians · Bachelor's Degree$84,7057Educational Administration and Supervision · Doctoral Degree$73,1498Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$72,462

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in KY

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Morehead, KY

Morehead State University

Annual net price
$9,793
Observed earnings · year 5
$46,860
Modeled 10-year ROI
-92%
Open college profile →Frankfort, KY

Kentucky State University

Annual net price
$8,040
Observed earnings · year 5
$46,010
Modeled 10-year ROI
-95%
Open college profile →Bowling Green, KY

Western Kentucky University

Annual net price
$10,990
Observed earnings · year 5
$48,952
Modeled 10-year ROI
-82%
Open college profile →Louisville, KY

Jefferson Community and Technical College

Annual net price
$6,376
Observed earnings · year 5
$48,567
Modeled 10-year ROI
-83%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingDoctoral Degree$189,508Not available
Quality Control and Safety Technologies/TechniciansMaster's Degree$107,129Not available
Business/Commerce, GeneralMaster's Degree$96,691Not available
Civil Engineering Technologies/TechniciansBachelor's Degree$87,573$22,500
Engineering PhysicsBachelor's Degree$86,713$19,521
Quality Control and Safety Technologies/TechniciansBachelor's Degree$84,705$25,000
Educational Administration and SupervisionDoctoral Degree$73,149Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$72,462$25,082
Computer ScienceBachelor's Degree$67,173$25,000
Information Science/StudiesBachelor's Degree$66,204$24,000
Accounting and Related ServicesBachelor's Degree$64,269$18,750
Business Administration, Management and OperationsBachelor's Degree$63,679$21,061
Educational Administration and SupervisionMaster's Degree$60,155Not available
Drafting/Design Engineering Technologies/TechniciansBachelor's Degree$58,862$22,612
Agricultural/Animal/Plant/Veterinary Science and Related Fields, OtherMaster's Degree$58,618Not available
Public Relations, Advertising, and Applied CommunicationBachelor's Degree$58,265$22,250
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$57,764$22,500
Agricultural/Animal/Plant/Veterinary Science and Related Fields, OtherBachelor's Degree$57,686$18,500
Communication Disorders Sciences and ServicesMaster's Degree$57,136Not available
MarketingBachelor's Degree$56,780$21,997
Finance and Financial Management ServicesBachelor's Degree$56,263$21,500
Public HealthBachelor's Degree$51,848$26,000
Business/Commerce, GeneralBachelor's Degree$51,818$18,200
MathematicsBachelor's Degree$51,771Not available
Community Organization and AdvocacyMaster's Degree$51,766Not available
Public Relations, Advertising, and Applied CommunicationMaster's Degree$51,638Not available
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$50,821Not available
Communication Disorders Sciences and ServicesBachelor's Degree$50,387$24,184
Criminal Justice and CorrectionsBachelor's Degree$48,437$22,875
Biology, GeneralBachelor's Degree$48,370$24,475
HistoryBachelor's Degree$46,739$25,500
Radio, Television, and Digital CommunicationBachelor's Degree$45,127Not available
Research and Experimental PsychologyBachelor's Degree$44,800$20,500
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$44,101Not available
Wildlife and Wildlands Science and ManagementBachelor's Degree$43,844$21,500
Special Education and TeachingMaster's Degree$43,802Not available
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$41,797$28,162
English Language and Literature, GeneralBachelor's Degree$41,383$26,000
Social WorkBachelor's Degree$41,165$28,000
Veterinary/Animal Health Technologies/TechniciansBachelor's Degree$40,839$24,250
Fine and Studio ArtsBachelor's Degree$38,192$24,619
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$38,132$22,324
MusicBachelor's Degree$36,697$26,731
Special Education and TeachingBachelor's Degree$36,657$20,775
Electromechanical Technologies/TechniciansBachelor's DegreeNot available$28,500
ChemistryBachelor's DegreeNot available$25,000
SociologyBachelor's DegreeNot available$25,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.