Private nonprofit · COLLEGE PAYOFF

Mount St. Joseph University

Cincinnati, OH · 13 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$138,700 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

22.9 yrsModeled economic break-even
−56%Modeled 10-year ROI
$55,742Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$138,700at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$246,1200
2
4
6
8
−$138,70010
Years after graduationBreak-even: 22.9 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$38,150
Sticker price
Published out-of-state tuition$38,150
Sticker price
Average net price$16,530
Title IV student average
Cost of attendance$46,719
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$16,530Average net price / year
$46,719Cost of attendance
$55,742Median earnings · year 5 after completion
56.3%Completion rate
59.1%Admission rate
1,129Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

74thEarnings percentile
47thCompletion percentile
EARNINGS PATH

Reported earnings over time

$48,095Year 1
$61,602Year 4
$55,742Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Doctoral Degree$116,7352Human Resources Management and Services · Master's Degree$93,8143Business Administration, Management and Operations · Master's Degree$85,1534Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$82,3795Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$78,6646Rehabilitation and Therapeutic Professions · Doctoral Degree$75,8687Accounting and Related Services · Bachelor's Degree$69,7068Business Administration, Management and Operations · Bachelor's Degree$63,257

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in OH

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Westerville, OH

Otterbein University

Annual net price
$19,237
Observed earnings · year 5
$55,677
Modeled 10-year ROI
-58%
Open college profile →
Springfield, OH

Wittenberg University

Annual net price
$18,649
Observed earnings · year 5
$53,766
Modeled 10-year ROI
-66%
Open college profile →
Columbus, OH

Ohio Dominican University

Annual net price
$20,079
Observed earnings · year 5
$58,106
Modeled 10-year ROI
-50%
Open college profile →
Troy, OH

Hobart Institute of Welding Technology

Annual net price
$21,409
Observed earnings · year 5
$54,689
Modeled 10-year ROI
-64%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingDoctoral Degree$116,735Not available
Human Resources Management and ServicesMaster's Degree$93,814Not available
Business Administration, Management and OperationsMaster's Degree$85,153Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$82,379Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$78,664$28,000
Rehabilitation and Therapeutic ProfessionsDoctoral Degree$75,868Not available
Accounting and Related ServicesBachelor's Degree$69,706Not available
Business Administration, Management and OperationsBachelor's Degree$63,257$29,750
Biology, GeneralBachelor's Degree$59,945Not available
CriminologyBachelor's Degree$58,825Not available
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$55,767Not available
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$49,004$27,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's DegreeNot available$28,343

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.