Private nonprofit · COLLEGE PAYOFF

Mount Mercy University

Cedar Rapids, IA · 16 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$95,682 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

15.8 yrsModeled economic break-even
−37%Modeled 10-year ROI
$61,499Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$95,682at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$260,6720
2
4
6
8
−$95,68210
Years after graduationBreak-even: 15.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$40,878
Sticker price
Published out-of-state tuition$40,878
Sticker price
Average net price$20,168
Title IV student average
Cost of attendance$55,054
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$20,168Average net price / year
$55,054Cost of attendance
$61,499Median earnings · year 5 after completion
57.7%Completion rate
82.5%Admission rate
1,107Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

82thEarnings percentile
49thCompletion percentile
EARNINGS PATH

Reported earnings over time

$53,520Year 1
$61,330Year 4
$61,499Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Master's Degree$94,6202Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$75,6133Human Resources Management and Services · Master's Degree$69,5124Criminal Justice and Corrections · Master's Degree$68,5755Business/Commerce, General · Bachelor's Degree$64,4086Human Resources Management and Services · Bachelor's Degree$61,7727Accounting and Related Services · Bachelor's Degree$59,7638Finance and Financial Management Services · Bachelor's Degree$57,928

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in IA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Sioux City, IA

St Luke's College

Annual net price
$19,820
Observed earnings · year 5
$60,944
Modeled 10-year ROI
-39%
Open college profile →
Oskaloosa, IA

William Penn University

Annual net price
$22,601
Observed earnings · year 5
$61,414
Modeled 10-year ROI
-39%
Open college profile →
Forest City, IA

Waldorf University

Annual net price
$19,693
Observed earnings · year 5
$64,768
Modeled 10-year ROI
-24%
Open college profile →
Grinnell, IA

Grinnell College

Annual net price
$17,648
Observed earnings · year 5
$58,675
Modeled 10-year ROI
-45%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsMaster's Degree$94,620Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$75,613$27,000
Human Resources Management and ServicesMaster's Degree$69,512Not available
Criminal Justice and CorrectionsMaster's Degree$68,575Not available
Business/Commerce, GeneralBachelor's Degree$64,408$33,583
Human Resources Management and ServicesBachelor's Degree$61,772$29,225
Accounting and Related ServicesBachelor's Degree$59,763Not available
Finance and Financial Management ServicesBachelor's Degree$57,928$25,250
Business Administration, Management and OperationsBachelor's Degree$57,378$27,000
MarketingBachelor's Degree$57,111$27,000
Mental and Social Health Services and Allied ProfessionsMaster's Degree$55,742Not available
Biology, GeneralBachelor's Degree$49,685$27,000
Social WorkBachelor's Degree$49,542$25,677
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$47,713$30,687
Criminal Justice and CorrectionsBachelor's Degree$46,517$25,500
Psychology, GeneralBachelor's Degree$45,951$26,882

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.