Private nonprofit · COLLEGE PAYOFF

Moody Bible Institute

Chicago, IL · 11 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$254,324 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

184.7 yrsModeled economic break-even
−95%Modeled 10-year ROI
$46,456Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$254,324at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$268,8840
2
4
6
8
−$254,32410
Years after graduationBreak-even: 184.7 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$15,786
Sticker price
Published out-of-state tuition$15,786
Sticker price
Average net price$22,221
Title IV student average
Cost of attendance$34,327
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$22,221Average net price / year
$34,327Cost of attendance
$46,456Median earnings · year 5 after completion
62.3%Completion rate
82.7%Admission rate
1,510Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

52thEarnings percentile
56thCompletion percentile
EARNINGS PATH

Reported earnings over time

$34,976Year 1
$46,905Year 4
$46,456Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Theological and Ministerial Studies · Master's Degree$69,8352Vehicle Maintenance and Repair Technologies/Technicians · Bachelor's Degree$67,1783Bible/Biblical Studies · Master's Degree$66,9564Theology and Religious Vocations, Other · Master's Degree$55,6735Bible/Biblical Studies · Bachelor's Degree$50,3426Communication and Media Studies · Bachelor's Degree$48,1587Mental and Social Health Services and Allied Professions · Master's Degree$47,5768Pastoral Counseling and Specialized Ministries · Bachelor's Degree$44,522

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in IL

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Chicago, IL

East-West University

Annual net price
$21,697
Observed earnings · year 5
$45,989
Modeled 10-year ROI
-96%
Open college profile →
Morrison, IL

Morrison Institute of Technology

Annual net price
$20,639
Observed earnings · year 5
$47,328
Modeled 10-year ROI
-91%
Open college profile →
Galesburg, IL

Knox College

Annual net price
$24,595
Observed earnings · year 5
$47,902
Modeled 10-year ROI
-90%
Open college profile →
Greenville, IL

Greenville University

Annual net price
$19,533
Observed earnings · year 5
$44,559
Modeled 10-year ROI
-102%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Theological and Ministerial StudiesMaster's Degree$69,835Not available
Vehicle Maintenance and Repair Technologies/TechniciansBachelor's Degree$67,178Not available
Bible/Biblical StudiesMaster's Degree$66,956Not available
Theology and Religious Vocations, OtherMaster's Degree$55,673Not available
Bible/Biblical StudiesBachelor's Degree$50,342$13,097
Communication and Media StudiesBachelor's Degree$48,158$11,812
Mental and Social Health Services and Allied ProfessionsMaster's Degree$47,576Not available
Pastoral Counseling and Specialized MinistriesBachelor's Degree$44,522$12,000
Missions/Missionary Studies and MissiologyBachelor's Degree$40,561$15,000
Theological and Ministerial StudiesBachelor's Degree$38,907$14,000
Religious EducationBachelor's Degree$36,770$14,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.