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Private nonprofit · COLLEGE PAYOFF

Luther Rice College & Seminary

⌖ Lithonia, GA · 3 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$173,302 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

24.7 yrsModeled economic break-even

−59%Modeled 10-year ROI

$56,823Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$173,302at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$291,5320

−$173,30210

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$11,320

Sticker price

Published out-of-state tuition$11,320

Sticker price

Average net price$27,883

Title IV student average

Cost of attendance$31,680

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$27,883Average net price / year

$31,680Cost of attendance

$56,823Median earnings · year 5 after completion

Not availableCompletion rate

91.7%Admission rate

165Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

75thEarnings percentile

EARNINGS PATH

Reported earnings over time

$47,925Year 1

$66,268Year 4

$56,823Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Theological and Ministerial Studies · Master's Degree$64,377 2Theological and Ministerial Studies · Doctoral Degree$60,847

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in GA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Marietta, GA

Life University

Annual net price: $29,791
Observed earnings · year 5: $53,729
Modeled 10-year ROI: -71%

Open college profile →Lagrange, GA

LaGrange College

Annual net price: $20,875
Observed earnings · year 5: $56,632
Modeled 10-year ROI: -56%

Open college profile →Demorest, GA

Piedmont University

Annual net price: $20,599
Observed earnings · year 5: $55,613
Modeled 10-year ROI: -60%

Open college profile →Decatur, GA

Agnes Scott College

Annual net price: $24,754
Observed earnings · year 5: $50,787
Modeled 10-year ROI: -79%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Theological and Ministerial Studies	Master's Degree	$64,377	Not available
Theological and Ministerial Studies	Doctoral Degree	$60,847	Not available
Bible/Biblical Studies	Bachelor's Degree	Not available	$36,730

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.