Public · COLLEGE PAYOFF

Kalamazoo Valley Community College

Kalamazoo, MI · 10 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$185,786 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

313.1 yrsModeled economic break-even
−97%Modeled 10-year ROI
$45,613Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$185,786at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$191,9160
2
4
6
8
−$185,78610
Years after graduationBreak-even: 313.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,144
Sticker price
Published out-of-state tuition$9,094
Sticker price
Average net price$2,979
Title IV student average
Cost of attendance$11,386
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$2,979Average net price / year
$11,386Cost of attendance
$9,699Median federal student debt · completer borrowers
$103/moPublished 10-year payment estimate
$45,613Median earnings · year 5 after completion
28.2%Completion rate
Not availableAdmission rate
4,997Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$1,290
$30–48k$1,859
$48–75k$4,119
$75–110k$6,989
$110k+$8,353
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$45,613
Year 6$33,553
Year 10$38,618
Full-time retention
64.0%
Part-time retention
50.4%
Completion within 200% of normal time
28.7%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

50thEarnings percentile
10thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$49,602Median year-4 earnings across reportable program categories
$14,382Median federal debt across categories that report debt
44%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$38,888Year 1
$48,131Year 4
$45,613Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$70,6312Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$63,8743Accounting and Related Services · Associate's Degree$52,6084Teacher Education and Professional Development, Specific Levels and Methods · Associate's Degree$49,6145Dental Support Services and Allied Professions · Associate's Degree$49,6026Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$46,3587Culinary Arts and Related Services · Associate's Degree$45,6978Business Administration, Management and Operations · Associate's Degree$41,323

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MI

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Livonia, MI

Schoolcraft Community College District

Annual net price
$2,260
Observed earnings · year 5
$45,811
Modeled 10-year ROI
-96%
Open college profile →
Scottville, MI

West Shore Community College

Annual net price
$1,527
Observed earnings · year 5
$45,924
Modeled 10-year ROI
-95%
Open college profile →
Ann Arbor, MI

Washtenaw Community College

Annual net price
$3,249
Observed earnings · year 5
$47,863
Modeled 10-year ROI
-85%
Open college profile →
University Center, MI

Delta College

Annual net price
$4,547
Observed earnings · year 5
$47,347
Modeled 10-year ROI
-88%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$70,631$20,751
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$63,874$20,985
Accounting and Related ServicesAssociate's Degree$52,608$11,499
Teacher Education and Professional Development, Specific Levels and MethodsAssociate's Degree$49,614Not available
Dental Support Services and Allied ProfessionsAssociate's Degree$49,602$9,817
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$46,358$14,665
Culinary Arts and Related ServicesAssociate's Degree$45,697$14,382
Business Administration, Management and OperationsAssociate's Degree$41,323$14,100
Graphic CommunicationsAssociate's Degree$24,335Not available
Engineering Technologies/Technicians, GeneralAssociate's DegreeNot available$18,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.