Private nonprofit · COLLEGE PAYOFF

Graceland University-Lamoni

Lamoni, IA · 10 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$185,636 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

37.1 yrsModeled economic break-even
−73%Modeled 10-year ROI
$51,838Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$185,636at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$254,0160
2
4
6
8
−$185,63610
Years after graduationBreak-even: 37.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$20,950
Sticker price
Published out-of-state tuition$20,950
Sticker price
Average net price$18,504
Title IV student average
Cost of attendance$48,294
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$18,504Average net price / year
$48,294Cost of attendance
$51,838Median earnings · year 5 after completion
41.9%Completion rate
80.8%Admission rate
798Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

66thEarnings percentile
27thCompletion percentile
EARNINGS PATH

Reported earnings over time

$44,792Year 1
$63,607Year 4
$51,838Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Graduate/Professional Certificate$134,1162Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$119,0923Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$80,6194Business Administration, Management and Operations · Bachelor's Degree$62,4855Education, General · Master's Degree$58,1816Special Education and Teaching · Master's Degree$55,2807Education, Other · Master's Degree$54,9918Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$45,814

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in IA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Storm Lake, IA

Buena Vista University

Annual net price
$18,846
Observed earnings · year 5
$49,392
Modeled 10-year ROI
-83%
Open college profile →
Cedar Rapids, IA

Coe College

Annual net price
$18,745
Observed earnings · year 5
$54,517
Modeled 10-year ROI
-63%
Open college profile →
Pella, IA

Central College

Annual net price
$23,377
Observed earnings · year 5
$51,385
Modeled 10-year ROI
-77%
Open college profile →
Dubuque, IA

Loras College

Annual net price
$20,716
Observed earnings · year 5
$55,200
Modeled 10-year ROI
-61%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingGraduate/Professional Certificate$134,116Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$119,092Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$80,619$30,754
Business Administration, Management and OperationsBachelor's Degree$62,485$25,791
Education, GeneralMaster's Degree$58,181Not available
Special Education and TeachingMaster's Degree$55,280Not available
Education, OtherMaster's Degree$54,991Not available
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$45,814$27,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$40,390$27,000
Psychology, GeneralBachelor's DegreeNot available$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.