Public · COLLEGE PAYOFF

Germanna Community College

Locust Grove, VA · 9 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$175,974 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

77.2 yrsModeled economic break-even
−87%Modeled 10-year ROI
$47,619Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$175,974at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$202,1640
2
4
6
8
−$175,97410
Years after graduationBreak-even: 77.2 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$5,257
Sticker price
Published out-of-state tuition$11,648
Sticker price
Average net price$5,541
Title IV student average
Cost of attendance$12,249
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$5,541Average net price / year
$12,249Cost of attendance
$47,619Median earnings · year 5 after completion
46.5%Completion rate
Not availableAdmission rate
5,508Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

56thEarnings percentile
32thCompletion percentile
EARNINGS PATH

Reported earnings over time

$34,134Year 1
$51,929Year 4
$47,619Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Engineering, General · Associate's Degree$87,2842Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$82,4473Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$68,9464Computer and Information Sciences, General · Associate's Degree$65,3615Accounting and Related Services · Undergraduate Certificate or Diploma$50,4176Criminal Justice and Corrections · Undergraduate Certificate or Diploma$47,2877Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$45,5418Liberal Arts and Sciences, General Studies and Humanities · Undergraduate Certificate or Diploma$45,085

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in VA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Charlottesville, VA

Piedmont Virginia Community College

Annual net price
$5,963
Observed earnings · year 5
$47,690
Modeled 10-year ROI
-87%
Open college profile →
Richmond, VA

J Sargeant Reynolds Community College

Annual net price
$5,168
Observed earnings · year 5
$47,473
Modeled 10-year ROI
-88%
Open college profile →
Chester, VA

Brightpoint Community College

Annual net price
$5,490
Observed earnings · year 5
$46,019
Modeled 10-year ROI
-95%
Open college profile →
Middletown, VA

Laurel Ridge Community College

Annual net price
$6,013
Observed earnings · year 5
$45,177
Modeled 10-year ROI
-99%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Engineering, GeneralAssociate's Degree$87,284Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$82,447$16,543
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$68,946$11,000
Computer and Information Sciences, GeneralAssociate's Degree$65,361Not available
Accounting and Related ServicesUndergraduate Certificate or Diploma$50,417Not available
Criminal Justice and CorrectionsUndergraduate Certificate or Diploma$47,287Not available
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$45,541$8,267
Liberal Arts and Sciences, General Studies and HumanitiesUndergraduate Certificate or Diploma$45,085$8,187
Business Administration, Management and OperationsAssociate's Degree$43,146Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.