10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$151,994at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Elgin Community College
⌖ Elgin, IL · 5 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$151,994 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
39.2 yrsModeled economic break-even
−74%Modeled 10-year ROI
$50,211Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$6,026Average net price / year
$10,408Cost of attendance
$50,211Median earnings · year 5 after completion
41.1%Completion rate
Not availableAdmission rate
6,648Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$42,791Year 1
$54,220Year 4
$50,211Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$75,9182Ground Transportation · Undergraduate Certificate or Diploma$67,9953Biological and Physical Sciences · Associate's Degree$67,3234Vehicle Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$58,4905Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$51,556Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in IL
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Danville, IL
Danville Area Community College
- Annual net price
- $4,777
- Observed earnings · year 5
- $50,974
- Modeled 10-year ROI
- -70%
Kankakee Community College
- Annual net price
- $4,665
- Observed earnings · year 5
- $49,490
- Modeled 10-year ROI
- -77%
City Colleges of Chicago-Wilbur Wright College
- Annual net price
- $6,375
- Observed earnings · year 5
- $48,058
- Modeled 10-year ROI
- -85%
McHenry County College
- Annual net price
- $7,042
- Observed earnings · year 5
- $48,703
- Modeled 10-year ROI
- -82%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $75,918 | $10,793 |
| Ground Transportation | Undergraduate Certificate or Diploma | $67,995 | $4,008 |
| Biological and Physical Sciences | Associate's Degree | $67,323 | Not available |
| Vehicle Maintenance and Repair Technologies/Technicians | Undergraduate Certificate or Diploma | $58,490 | Not available |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $51,556 | $8,380 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.