Private for-profit · COLLEGE PAYOFF

Eastwick College-Hackensack

Hackensack, NJ · 5 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$324,580 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−108%Modeled 10-year ROI
$42,496Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$324,580at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$299,5400
2
4
6
8
−$324,58010
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$18,075
Sticker price
Published out-of-state tuition$18,075
Sticker price
Average net price$29,885
Title IV student average
Cost of attendance$33,359
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$29,885Average net price / year
$33,359Cost of attendance
$13,264Median federal student debt · completer borrowers
$141/moPublished 10-year payment estimate
$42,496Median earnings · year 5 after completion
42.5%Completion rate
Not availableAdmission rate
1,171Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$29,472
$30–48k$29,941
$48–75k$29,741
$75–110k$32,303
$110k+$30,439
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$42,496
Year 6$38,122
Year 10$39,762
Full-time retention
Not available
Part-time retention
Not available
Completion within 200% of normal time
Not available

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

43thEarnings percentile
27thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$39,408Median year-4 earnings across reportable program categories
$18,295Median federal debt across categories that report debt
60%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$34,183Year 1
$43,216Year 4
$42,496Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$69,4182Funeral Service and Mortuary Science · Associate's Degree$54,3523Allied Health and Medical Assisting Services · Undergraduate Certificate or Diploma$39,4084Culinary Arts and Related Services · Associate's Degree$37,3825Allied Health and Medical Assisting Services · Associate's Degree$35,084

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NJ

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

West Atlantic City, NJ

Prism Career Institute-West Atlantic City

Annual net price
$29,653
Observed earnings · year 5
$45,787
Modeled 10-year ROI
-97%
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Cherry Hill, NJ

Prism Career Institute-Cherry Hill

Annual net price
$30,147
Observed earnings · year 5
$45,787
Modeled 10-year ROI
-97%
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Woodland Park, NJ

Berkeley College-Woodland Park

Annual net price
$27,100
Observed earnings · year 5
$45,271
Modeled 10-year ROI
-99%
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Mahwah, NJ

Lincoln Technical Institute-Mahwah

Annual net price
$28,968
Observed earnings · year 5
$48,821
Modeled 10-year ROI
-87%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$69,418$23,565
Funeral Service and Mortuary ScienceAssociate's Degree$54,352Not available
Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma$39,408$10,649
Culinary Arts and Related ServicesAssociate's Degree$37,382$22,522
Allied Health and Medical Assisting ServicesAssociate's Degree$35,084$18,295

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.