Public · COLLEGE PAYOFF

East Central College

Union, MO · 7 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$260,572 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−112%Modeled 10-year ROI
$42,194Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$260,572at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$232,5120
2
4
6
8
−$260,57210
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,272
Sticker price
Published out-of-state tuition$7,680
Sticker price
Average net price$13,128
Title IV student average
Cost of attendance$19,386
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$13,128Average net price / year
$19,386Cost of attendance
$9,500Median federal student debt · completer borrowers
$101/moPublished 10-year payment estimate
$42,194Median earnings · year 5 after completion
47.6%Completion rate
Not availableAdmission rate
1,639Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$12,281
$30–48k$11,895
$48–75k$14,271
$75–110k$14,999
$110k+$17,560
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$42,194
Year 6$33,017
Year 10$36,916
Full-time retention
66.7%
Part-time retention
44.3%
Completion within 200% of normal time
41.0%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

43thEarnings percentile
34thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$37,682Median year-4 earnings across reportable program categories
$8,000Median federal debt across categories that report debt
14%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$32,063Year 1
$42,272Year 4
$42,194Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$64,6902Health and Medical Administrative Services · Associate's Degree$48,7513Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$40,1524Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Undergraduate Certificate or Diploma$37,6825Allied Health and Medical Assisting Services · Undergraduate Certificate or Diploma$33,6876Education, General · Associate's Degree$32,9177Allied Health and Medical Assisting Services · Associate's Degree$29,392

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MO

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Trenton, MO

North Central Missouri College

Annual net price
$13,626
Observed earnings · year 5
$44,254
Modeled 10-year ROI
-103%
Open college profile →
Park Hills, MO

Mineral Area College

Annual net price
$12,045
Observed earnings · year 5
$40,708
Modeled 10-year ROI
-119%
Open college profile →
Chillicothe, MO

Grand River Technical School

Annual net price
$11,831
Observed earnings · year 5
$39,812
Modeled 10-year ROI
-123%
Open college profile →
Sedalia, MO

State Fair Community College

Annual net price
$7,985
Observed earnings · year 5
$41,663
Modeled 10-year ROI
-116%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$64,690$16,125
Health and Medical Administrative ServicesAssociate's Degree$48,751Not available
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$40,152$8,000
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Undergraduate Certificate or Diploma$37,682Not available
Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma$33,687Not available
Education, GeneralAssociate's Degree$32,917Not available
Allied Health and Medical Assisting ServicesAssociate's Degree$29,392Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.