Private for-profit · COLLEGE PAYOFF

D'Mart Institute

Barranquitas, PR · 4 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$523,328 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−230%Modeled 10-year ROI
$15,456Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$523,328at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$227,8880
2
4
6
8
−$523,32810
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuitionNot available
Sticker price
Published out-of-state tuitionNot available
Sticker price
Average net price$11,972
Title IV student average
Cost of attendance$16,412
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$11,972Average net price / year
$16,412Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$15,456Median earnings · year 5 after completion
70.4%Completion rate
Not availableAdmission rate
257Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$11,968
$30–48k$12,012
$48–75kNot available
$75–110kNot available
$110k+Not available
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$15,456
Year 6$15,851
Year 10$17,340
Full-time retention
90.3%
Part-time retention
88.9%
Completion within 200% of normal time
64.0%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

1thEarnings percentile
68thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$12,982Median year-4 earnings across reportable program categories
Not availableMedian federal debt across categories that report debt
0%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$10,390Year 1
$14,445Year 4
$15,456Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Vehicle Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$15,9622Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$12,9853Business Operations Support and Assistant Services · Undergraduate Certificate or Diploma$12,9824Electrical and Power Transmission Installers · Undergraduate Certificate or Diploma$12,391

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in PR

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Ponce, PR

Instituto Educativo Premier

Annual net price
$9,146
Observed earnings · year 5
$16,199
Modeled 10-year ROI
-233%
Open college profile →
Caguas, PR

IVAEM College

Annual net price
$9,707
Observed earnings · year 5
$12,695
Modeled 10-year ROI
-248%
Open college profile →
Bayamon, PR

American Educational College

Annual net price
$7,859
Observed earnings · year 5
$13,437
Modeled 10-year ROI
-249%
Open college profile →
Ponce, PR

Academia Serrant Inc

Annual net price
$9,254
Observed earnings · year 5
$18,982
Modeled 10-year ROI
-220%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Vehicle Maintenance and Repair Technologies/TechniciansUndergraduate Certificate or Diploma$15,962Not available
Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma$12,985Not available
Business Operations Support and Assistant ServicesUndergraduate Certificate or Diploma$12,982Not available
Electrical and Power Transmission InstallersUndergraduate Certificate or Diploma$12,391Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.