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Private nonprofit · COLLEGE PAYOFF

Cornerstone University

⌖ Grand Rapids, MI · 16 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$218,584 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

61.3 yrsModeled economic break-even
−84%Modeled 10-year ROI
$49,262Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$218,584at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$261,2040
2
4
6
8
−$218,58410
Years after graduationBreak-even: 61.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$23,000
Sticker price
Published out-of-state tuition$23,000
Sticker price
Average net price$20,301
Title IV student average
Cost of attendance$42,043
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$20,301Average net price / year
$42,043Cost of attendance
$49,262Median earnings · year 5 after completion
61.9%Completion rate
77.8%Admission rate
1,298Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

60thEarnings percentile
55thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$54,344Median year-4 earnings across reportable program categories
$27,000Median federal debt across categories that report debt
33%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$42,379Year 1
$53,010Year 4
$49,262Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Master's Degree$79,4722Business Administration, Management and Operations · Bachelor's Degree$67,1483Marketing · Bachelor's Degree$62,7824Theological and Ministerial Studies · Master's Degree$61,8385Business Administration, Management and Operations · Associate's Degree$61,0676Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$56,2317Clinical, Counseling and Applied Psychology · Master's Degree$55,7918Radio, Television, and Digital Communication · Bachelor's Degree$54,344

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MI

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Spring Arbor, MI

Spring Arbor University

Annual net price
$19,353
Observed earnings · year 5
$50,641
Modeled 10-year ROI
-78%
Open college profile →Alma, MI

Alma College

Annual net price
$20,694
Observed earnings · year 5
$52,066
Modeled 10-year ROI
-73%
Open college profile →Rochester Hills, MI

Rochester Christian University

Annual net price
$21,456
Observed earnings · year 5
$46,423
Modeled 10-year ROI
-95%
Open college profile →Grand Rapids, MI

Aquinas College

Annual net price
$16,626
Observed earnings · year 5
$52,194
Modeled 10-year ROI
-71%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsMaster's Degree$79,472Not available
Business Administration, Management and OperationsBachelor's Degree$67,148$28,750
MarketingBachelor's Degree$62,782$21,488
Theological and Ministerial StudiesMaster's Degree$61,838Not available
Business Administration, Management and OperationsAssociate's Degree$61,067$28,200
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$56,231$27,000
Clinical, Counseling and Applied PsychologyMaster's Degree$55,791Not available
Radio, Television, and Digital CommunicationBachelor's Degree$54,344Not available
Social WorkBachelor's Degree$52,568$25,000
Teaching English or French as a Second or Foreign LanguageMaster's Degree$51,886Not available
Communication and Media StudiesBachelor's Degree$48,923$25,125
Psychology, GeneralBachelor's Degree$47,933$37,854
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$47,341$27,000
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$45,673$29,000
Pastoral Counseling and Specialized MinistriesBachelor's Degree$38,298Not available
Theological and Ministerial StudiesBachelor's DegreeNot available$43,009

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.