10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$38,062at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
College of the Holy Cross
⌖ Worcester, MA · 17 reportable field-and-credential outcomes
MODELED SCENARIO · Positive payoff
+$38,062 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
This is a positive modeled result. Price, time to finish and future earnings can still change the outcome.
9.0 yrsModeled economic break-even
+11%Modeled 10-year ROI
$82,319Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$38,782Average net price / year
$80,334Cost of attendance
$82,319Median earnings · year 5 after completion
87.3%Completion rate
17.6%Admission rate
3,106Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$48,020Year 1
$84,553Year 4
$82,319Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Economics · Bachelor's Degree$118,1312Accounting and Related Services · Bachelor's Degree$114,0883Physics · Bachelor's Degree$99,1654Mathematics · Bachelor's Degree$96,9275Chemistry · Bachelor's Degree$93,1226Biology, General · Bachelor's Degree$92,9147Political Science and Government · Bachelor's Degree$88,0888Romance Languages, Literatures, and Linguistics · Bachelor's Degree$76,301Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Milton, MA
Laboure College of Healthcare
- Annual net price
- $36,863
- Observed earnings · year 5
- $83,261
- Modeled 10-year ROI
- +17%
Massachusetts College of Pharmacy and Health Sciences
- Annual net price
- $39,545
- Observed earnings · year 5
- $84,862
- Modeled 10-year ROI
- +18%
Tufts University
- Annual net price
- $39,998
- Observed earnings · year 5
- $86,650
- Modeled 10-year ROI
- +23%
Brandeis University
- Annual net price
- $35,736
- Observed earnings · year 5
- $76,579
- Modeled 10-year ROI
- -2%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Economics | Bachelor's Degree | $118,131 | $27,000 |
| Accounting and Related Services | Bachelor's Degree | $114,088 | $27,000 |
| Physics | Bachelor's Degree | $99,165 | Not available |
| Mathematics | Bachelor's Degree | $96,927 | $27,000 |
| Chemistry | Bachelor's Degree | $93,122 | $27,000 |
| Biology, General | Bachelor's Degree | $92,914 | $27,000 |
| Political Science and Government | Bachelor's Degree | $88,088 | $27,000 |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $76,301 | $26,975 |
| English Language and Literature, General | Bachelor's Degree | $74,214 | $27,000 |
| Psychology, General | Bachelor's Degree | $74,095 | $27,000 |
| History | Bachelor's Degree | $72,423 | $27,000 |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $72,290 | $27,000 |
| International/Globalization Studies | Bachelor's Degree | $71,280 | $23,000 |
| Sociology | Bachelor's Degree | $64,642 | $26,449 |
| Classics and Classical Languages, Literatures, and Linguistics | Bachelor's Degree | $52,639 | Not available |
| Computer Science | Bachelor's Degree | Not available | $27,000 |
| Visual and Performing Arts, General | Bachelor's Degree | Not available | $22,375 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.