10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$185,546at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Clarke University
⌖ Dubuque, IA · 11 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$185,546 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
30.1 yrsModeled economic break-even
−67%Modeled 10-year ROI
$54,237Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$24,479Average net price / year
$55,782Cost of attendance
$54,237Median earnings · year 5 after completion
56.1%Completion rate
71.8%Admission rate
742Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$44,247Year 1
$59,490Year 4
$54,237Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Doctoral Degree$100,8472Rehabilitation and Therapeutic Professions · Doctoral Degree$80,7853Business Administration, Management and Operations · Bachelor's Degree$75,9204Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$74,1145Allied Health Diagnostic, Intervention, and Treatment Professions · Bachelor's Degree$73,2956Business Administration, Management and Operations · Master's Degree$72,2357Social Work · Master's Degree$56,8978Psychology, General · Bachelor's Degree$54,384Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in IA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Decorah, IA
Luther College
- Annual net price
- $23,097
- Observed earnings · year 5
- $54,417
- Modeled 10-year ROI
- -65%
Northwestern College
- Annual net price
- $25,907
- Observed earnings · year 5
- $52,409
- Modeled 10-year ROI
- -74%
Simpson College
- Annual net price
- $21,936
- Observed earnings · year 5
- $54,998
- Modeled 10-year ROI
- -63%
Dordt University
- Annual net price
- $25,807
- Observed earnings · year 5
- $52,018
- Modeled 10-year ROI
- -75%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Doctoral Degree | $100,847 | Not available |
| Rehabilitation and Therapeutic Professions | Doctoral Degree | $80,785 | Not available |
| Business Administration, Management and Operations | Bachelor's Degree | $75,920 | $27,000 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $74,114 | $27,000 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $73,295 | Not available |
| Business Administration, Management and Operations | Master's Degree | $72,235 | Not available |
| Social Work | Master's Degree | $56,897 | Not available |
| Psychology, General | Bachelor's Degree | $54,384 | $26,500 |
| Education, General | Master's Degree | $53,412 | Not available |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $48,048 | $27,000 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $42,853 | $26,974 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.