10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$233,228at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
City Colleges of Chicago-Harold Washington College
⌖ Chicago, IL · 4 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$233,228 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
—Modeled economic break-even
−111%Modeled 10-year ROI
$42,636Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$7,397Average net price / year
$14,726Cost of attendance
$42,636Median earnings · year 5 after completion
26.1%Completion rate
Not availableAdmission rate
4,207Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$30,222Year 1
$45,722Year 4
$42,636Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Biological and Physical Sciences · Associate's Degree$51,0252Liberal Arts and Sciences, General Studies and Humanities · Non-Credential Program (Preparatory Coursework/Teacher Certification)$51,0223Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$44,635Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in IL
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Chicago, IL
City Colleges of Chicago-Malcolm X College
- Annual net price
- $7,220
- Observed earnings · year 5
- $43,180
- Modeled 10-year ROI
- -109%
John Wood Community College
- Annual net price
- $7,050
- Observed earnings · year 5
- $41,611
- Modeled 10-year ROI
- -116%
Black Hawk College
- Annual net price
- $6,944
- Observed earnings · year 5
- $41,233
- Modeled 10-year ROI
- -118%
Parkland College
- Annual net price
- $8,048
- Observed earnings · year 5
- $44,160
- Modeled 10-year ROI
- -104%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Biological and Physical Sciences | Associate's Degree | $51,025 | $8,750 |
| Liberal Arts and Sciences, General Studies and Humanities | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $51,022 | Not available |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $44,635 | $8,100 |
| Liberal Arts and Sciences, General Studies and Humanities | Undergraduate Certificate or Diploma | Not available | $17,750 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.