Public · COLLEGE PAYOFF

Central Texas College

Killeen, TX · 7 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$146,250 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

29.5 yrsModeled economic break-even
−66%Modeled 10-year ROI
$52,481Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$146,250at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$221,0600
2
4
6
8
−$146,25010
Years after graduationBreak-even: 29.5 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$3,750
Sticker price
Published out-of-state tuition$7,500
Sticker price
Average net price$10,265
Title IV student average
Cost of attendance$13,822
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$10,265Average net price / year
$13,822Cost of attendance
$6,750Median federal student debt · completer borrowers
$72/moPublished 10-year payment estimate
$52,481Median earnings · year 5 after completion
11.5%Completion rate
Not availableAdmission rate
6,247Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$7,714
$30–48k$11,281
$48–75k$11,567
$75–110k$12,866
$110k+$13,581
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$52,481
Year 6$39,534
Year 10$40,995
Full-time retention
60.0%
Part-time retention
45.7%
Completion within 200% of normal time
18.5%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

67thEarnings percentile
1thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$54,183Median year-4 earnings across reportable program categories
$10,521Median federal debt across categories that report debt
83%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$47,668Year 1
$60,854Year 4
$52,481Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$91,4492Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$64,6313Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$62,2824Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$54,1835Criminal Justice and Corrections · Associate's Degree$51,8106Business/Commerce, General · Associate's Degree$46,890

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Cisco, TX

Cisco College

Annual net price
$9,624
Observed earnings · year 5
$52,241
Modeled 10-year ROI
-67%
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Weatherford, TX

Weatherford College

Annual net price
$9,967
Observed earnings · year 5
$53,981
Modeled 10-year ROI
-59%
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McKinney, TX

Collin County Community College District

Annual net price
$8,969
Observed earnings · year 5
$53,741
Modeled 10-year ROI
-60%
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The Woodlands, TX

Lone Star College System

Annual net price
$11,252
Observed earnings · year 5
$50,619
Modeled 10-year ROI
-75%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$91,449$15,099
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$64,631Not available
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$62,282$9,609
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$54,183$8,400
Criminal Justice and CorrectionsAssociate's Degree$51,810$10,521
Business/Commerce, GeneralAssociate's Degree$46,890$11,000
Health and Medical Administrative ServicesUndergraduate Certificate or DiplomaNot available$13,113

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.