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Private nonprofit · COLLEGE PAYOFF

Centenary University

⌖ Hackettstown, NJ · 19 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$140,422 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

21.5 yrsModeled economic break-even
−54%Modeled 10-year ROI
$57,159Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$140,422at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$262,0120
2
4
6
8
−$140,42210
Years after graduationBreak-even: 21.5 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$37,732
Sticker price
Published out-of-state tuition$37,732
Sticker price
Average net price$20,503
Title IV student average
Cost of attendance$52,362
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$20,503Average net price / year
$52,362Cost of attendance
$57,159Median earnings · year 5 after completion
56.0%Completion rate
83.1%Admission rate
910Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

76thEarnings percentile
46thCompletion percentile
EARNINGS PATH

Reported earnings over time

$42,727Year 1
$63,207Year 4
$57,159Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Master's Degree$110,0532Educational Administration and Supervision · Master's Degree$82,0383Public Administration · Master's Degree$72,7134Business Administration, Management and Operations · Bachelor's Degree$72,5275Teacher Education and Professional Development, Specific Levels and Methods · Master's Degree$72,4936Special Education and Teaching · Master's Degree$69,6027Criminal Justice and Corrections · Bachelor's Degree$67,1818Teacher Education and Professional Development, Specific Subject Areas · Master's Degree$65,838

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NJ

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Lakewood, NJ

Georgian Court University

Annual net price
$19,285
Observed earnings · year 5
$55,726
Modeled 10-year ROI
-58%
Open college profile →Madison, NJ

Drew University

Annual net price
$24,280
Observed earnings · year 5
$57,555
Modeled 10-year ROI
-55%
Open college profile →Caldwell, NJ

Caldwell University

Annual net price
$24,691
Observed earnings · year 5
$56,473
Modeled 10-year ROI
-59%
Open college profile →Madison, NJ

Fairleigh Dickinson University-Florham Campus

Annual net price
$22,829
Observed earnings · year 5
$61,013
Modeled 10-year ROI
-41%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsMaster's Degree$110,053Not available
Educational Administration and SupervisionMaster's Degree$82,038Not available
Public AdministrationMaster's Degree$72,713Not available
Business Administration, Management and OperationsBachelor's Degree$72,527$26,481
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$72,493Not available
Special Education and TeachingMaster's Degree$69,602Not available
Criminal Justice and CorrectionsBachelor's Degree$67,181$20,500
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$65,838Not available
Biology, GeneralBachelor's Degree$63,381$26,742
Social WorkBachelor's Degree$62,373$20,476
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$61,358$27,000
Design and Applied ArtsBachelor's Degree$50,746$27,000
SociologyBachelor's Degree$46,031$27,000
Special Education and TeachingBachelor's Degree$45,622Not available
Communication and Media StudiesBachelor's Degree$45,098Not available
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$42,424$27,000
Agricultural and Domestic Animal ServicesBachelor's Degree$40,047$23,250
Agricultural Production OperationsBachelor's Degree$34,057Not available
Research and Experimental PsychologyBachelor's DegreeNot available$25,358

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.