10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$482,624at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
CEM College-Humacao
⌖ Humacao, PR · 4 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$482,624 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
—Modeled economic break-even
−200%Modeled 10-year ROI
$20,872Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$15,336Average net price / year
$18,696Cost of attendance
$20,872Median earnings · year 5 after completion
38.2%Completion rate
Not availableAdmission rate
161Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$14,413Year 1
$23,984Year 4
$20,872Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$29,4612Allied Health and Medical Assisting Services · Associate's Degree$22,4713Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$20,6764Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$17,668Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in PR
Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
San Juan, PR
CEM College-San Juan
- Annual net price
- $15,543
- Observed earnings · year 5
- $20,872
- Modeled 10-year ROI
- -200%
Escuela Hotelera de San Juan
- Annual net price
- $17,054
- Observed earnings · year 5
- $20,435
- Modeled 10-year ROI
- -199%
Liceo de Arte y Tecnologia
- Annual net price
- $16,296
- Observed earnings · year 5
- $23,151
- Modeled 10-year ROI
- -189%
Academia Serrant Inc
- Annual net price
- $9,254
- Observed earnings · year 5
- $18,982
- Modeled 10-year ROI
- -220%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $29,461 | $7,891 |
| Allied Health and Medical Assisting Services | Associate's Degree | $22,471 | $3,500 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $20,676 | $6,467 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Undergraduate Certificate or Diploma | $17,668 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.