Private nonprofit · COLLEGE PAYOFF

Cambridge College

Boston, MA · 10 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$183,238 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

25.1 yrsModeled economic break-even
−60%Modeled 10-year ROI
$57,105Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$183,238at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$304,2880
2
4
6
8
−$183,23810
Years after graduationBreak-even: 25.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$18,378
Sticker price
Published out-of-state tuition$18,378
Sticker price
Average net price$31,072
Title IV student average
Cost of attendance$34,072
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$31,072Average net price / year
$34,072Cost of attendance
$57,105Median earnings · year 5 after completion
11.1%Completion rate
Not availableAdmission rate
532Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

76thEarnings percentile
1thCompletion percentile
EARNINGS PATH

Reported earnings over time

$57,241Year 1
$61,712Year 4
$57,105Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Clinical, Counseling and Applied Psychology · Master's Degree$85,5692Education, General · Master's Degree$82,9413Mental and Social Health Services and Allied Professions · Graduate/Professional Certificate$70,1344Teacher Education and Professional Development, Specific Levels and Methods · Master's Degree$66,8615Business Administration, Management and Operations · Master's Degree$66,3606Business Administration, Management and Operations · Bachelor's Degree$56,3327Human Services, General · Bachelor's Degree$55,0388Special Education and Teaching · Master's Degree$48,826

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Springfield, MA

Springfield College

Annual net price
$30,587
Observed earnings · year 5
$55,341
Modeled 10-year ROI
-66%
Open college profile →
Newton, MA

Lasell University

Annual net price
$27,511
Observed earnings · year 5
$57,604
Modeled 10-year ROI
-57%
Open college profile →
Norton, MA

Wheaton College (Massachusetts)

Annual net price
$29,822
Observed earnings · year 5
$60,135
Modeled 10-year ROI
-49%
Open college profile →
Cambridge, MA

Lesley University

Annual net price
$31,152
Observed earnings · year 5
$52,205
Modeled 10-year ROI
-76%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Clinical, Counseling and Applied PsychologyMaster's Degree$85,569Not available
Education, GeneralMaster's Degree$82,941Not available
Mental and Social Health Services and Allied ProfessionsGraduate/Professional Certificate$70,134Not available
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$66,861Not available
Business Administration, Management and OperationsMaster's Degree$66,360Not available
Business Administration, Management and OperationsBachelor's Degree$56,332$27,083
Human Services, GeneralBachelor's Degree$55,038$32,524
Special Education and TeachingMaster's Degree$48,826Not available
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$36,538Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's DegreeNot available$29,721

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.