DegreeVerdict
ROI Calculator
Home›Colleges›Calvin University
Private nonprofit · COLLEGE PAYOFF

Calvin University

⌖ Grand Rapids, MI · 21 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$154,928 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

23.2 yrsModeled economic break-even
−57%Modeled 10-year ROI
$56,704Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$154,928at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$271,9680
2
4
6
8
−$154,92810
Years after graduationBreak-even: 23.2 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$39,350
Sticker price
Published out-of-state tuition$39,350
Sticker price
Average net price$22,992
Title IV student average
Cost of attendance$54,222
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$22,992Average net price / year
$54,222Cost of attendance
$56,704Median earnings · year 5 after completion
74.1%Completion rate
70.9%Admission rate
3,193Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

75thEarnings percentile
74thCompletion percentile
EARNINGS PATH

Reported earnings over time

$43,110Year 1
$60,889Year 4
$56,704Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Computer Science · Bachelor's Degree$95,4102Engineering, General · Bachelor's Degree$82,3263Accounting and Related Services · Bachelor's Degree$75,0854Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$74,8105Business Administration, Management and Operations · Bachelor's Degree$73,1556Communication Disorders Sciences and Services · Master's Degree$63,1467Communication Disorders Sciences and Services · Bachelor's Degree$60,9868Psychology, General · Bachelor's Degree$54,412

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MI

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Olivet, MI

The University of Olivet

Annual net price
$21,393
Observed earnings · year 5
$55,039
Modeled 10-year ROI
-62%
Open college profile →Kalamazoo, MI

Kalamazoo College

Annual net price
$19,072
Observed earnings · year 5
$57,449
Modeled 10-year ROI
-51%
Open college profile →Holland, MI

Hope College

Annual net price
$27,182
Observed earnings · year 5
$58,327
Modeled 10-year ROI
-54%
Open college profile →Adrian, MI

Siena Heights University

Annual net price
$17,124
Observed earnings · year 5
$56,974
Modeled 10-year ROI
-52%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Computer ScienceBachelor's Degree$95,410$19,000
Engineering, GeneralBachelor's Degree$82,326$23,000
Accounting and Related ServicesBachelor's Degree$75,085$23,250
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$74,810$26,924
Business Administration, Management and OperationsBachelor's Degree$73,155$21,072
Communication Disorders Sciences and ServicesMaster's Degree$63,146Not available
Communication Disorders Sciences and ServicesBachelor's Degree$60,986$21,000
Psychology, GeneralBachelor's Degree$54,412$23,767
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$53,949$24,833
Public Relations, Advertising, and Applied CommunicationBachelor's Degree$52,281Not available
Romance Languages, Literatures, and LinguisticsBachelor's Degree$50,218$19,500
Social WorkBachelor's Degree$49,811$27,000
EconomicsBachelor's Degree$48,169$20,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$47,157$19,500
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$45,579$26,022
Biology, GeneralBachelor's Degree$44,763$19,682
Communication and Media StudiesBachelor's Degree$43,138$23,250
Rhetoric and Composition/Writing StudiesBachelor's Degree$32,843Not available
Biochemistry, Biophysics and Molecular BiologyBachelor's DegreeNot available$27,000
Film/Video and Photographic ArtsBachelor's DegreeNot available$20,928
Rehabilitation and Therapeutic ProfessionsBachelor's DegreeNot available$23,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.