10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$96,792at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
California State University, Monterey Bay
⌖ Seaside, CA · 28 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$96,792 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
17.0 yrsModeled economic break-even
−41%Modeled 10-year ROI
$58,786Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, debt, completion and earnings context
$13,663Average net price / year
$26,987Cost of attendance
$12,750Median federal student debt · completer borrowers
$135/moPublished 10-year payment estimate
$58,786Median earnings · year 5 after completion
59.1%Completion rate
97.4%Admission rate
6,819Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$38,154Year 1
$62,324Year 4
$58,786Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$134,4892Business Administration, Management and Operations · Master's Degree$115,1793Educational/Instructional Media Design · Master's Degree$104,2204Computer Science · Bachelor's Degree$101,7875Social Work · Master's Degree$95,9506Special Education and Teaching · Non-Credential Program (Preparatory Coursework/Teacher Certification)$80,4817Education, General · Master's Degree$80,2968Teacher Education and Professional Development, Specific Levels and Methods · Non-Credential Program (Preparatory Coursework/Teacher Certification)$79,241Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in CA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Napa, CA
Napa Valley College
- Annual net price
- $14,644
- Observed earnings · year 5
- $60,424
- Modeled 10-year ROI
- -35%
Evergreen Valley College
- Annual net price
- $12,414
- Observed earnings · year 5
- $60,314
- Modeled 10-year ROI
- -33%
Ukiah Adult School
- Annual net price
- $14,343
- Observed earnings · year 5
- $60,957
- Modeled 10-year ROI
- -33%
Coastline Community College
- Annual net price
- $16,341
- Observed earnings · year 5
- $57,681
- Modeled 10-year ROI
- -48%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $134,489 | $9,489 |
| Business Administration, Management and Operations | Master's Degree | $115,179 | Not available |
| Educational/Instructional Media Design | Master's Degree | $104,220 | Not available |
| Computer Science | Bachelor's Degree | $101,787 | $16,500 |
| Social Work | Master's Degree | $95,950 | Not available |
| Special Education and Teaching | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $80,481 | Not available |
| Education, General | Master's Degree | $80,296 | Not available |
| Teacher Education and Professional Development, Specific Levels and Methods | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $79,241 | Not available |
| Computer and Information Sciences, General | Bachelor's Degree | $74,298 | Not available |
| Environmental/Natural Resources Management and Policy | Master's Degree | $73,905 | Not available |
| Business Administration, Management and Operations | Bachelor's Degree | $72,558 | $13,500 |
| Mathematics | Bachelor's Degree | $62,943 | $18,000 |
| International/Globalization Studies | Bachelor's Degree | $61,480 | $14,093 |
| Marine Sciences | Bachelor's Degree | $59,782 | $17,800 |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $59,017 | $13,750 |
| Social Sciences, General | Bachelor's Degree | $57,200 | $11,000 |
| Human Services, General | Bachelor's Degree | $56,719 | $14,480 |
| Hospitality Administration/Management | Bachelor's Degree | $55,856 | $11,000 |
| Biology, General | Bachelor's Degree | $55,654 | $19,000 |
| Psychology, General | Bachelor's Degree | $54,074 | $12,366 |
| Natural Resources Conservation and Research | Bachelor's Degree | $51,598 | $16,806 |
| Human Development, Family Studies, and Related Services | Bachelor's Degree | $51,118 | $12,408 |
| Design and Applied Arts | Bachelor's Degree | $48,639 | $14,827 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $47,736 | $13,750 |
| Music | Bachelor's Degree | $40,077 | $18,920 |
| Radio, Television, and Digital Communication | Bachelor's Degree | $39,954 | $15,074 |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $39,824 | Not available |
| Fine and Studio Arts | Bachelor's Degree | $34,006 | $15,063 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.