10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$193,350at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Biola University
⌖ La Mirada, CA · 33 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$193,350 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
27.2 yrsModeled economic break-even
−63%Modeled 10-year ROI
$56,263Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, debt, completion and earnings context
$31,495Average net price / year
$62,757Cost of attendance
$23,875Median federal student debt · completer borrowers
$253/moPublished 10-year payment estimate
$56,263Median earnings · year 5 after completion
67.6%Completion rate
74.4%Admission rate
3,474Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$36,740Year 1
$61,363Year 4
$56,263Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$111,2002Clinical, Counseling and Applied Psychology · Doctoral Degree$110,3753Accounting and Related Services · Master's Degree$99,0074Accounting and Related Services · Bachelor's Degree$91,3305Business/Commerce, General · Master's Degree$90,8946Communication Disorders Sciences and Services · Master's Degree$86,2637Computer Science · Bachelor's Degree$78,9438Philosophy and Religious Studies, Other · Master's Degree$77,659Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in CA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Santa Clarita, CA
The Master's University and Seminary
- Annual net price
- $32,647
- Observed earnings · year 5
- $53,787
- Modeled 10-year ROI
- -72%
Hope International University
- Annual net price
- $29,310
- Observed earnings · year 5
- $54,020
- Modeled 10-year ROI
- -70%
Casa Loma College-Los Angeles
- Annual net price
- $27,596
- Observed earnings · year 5
- $55,011
- Modeled 10-year ROI
- -66%
Simpson University
- Annual net price
- $27,817
- Observed earnings · year 5
- $53,928
- Modeled 10-year ROI
- -69%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $111,200 | $29,375 |
| Clinical, Counseling and Applied Psychology | Doctoral Degree | $110,375 | Not available |
| Accounting and Related Services | Master's Degree | $99,007 | Not available |
| Accounting and Related Services | Bachelor's Degree | $91,330 | $23,875 |
| Business/Commerce, General | Master's Degree | $90,894 | Not available |
| Communication Disorders Sciences and Services | Master's Degree | $86,263 | Not available |
| Computer Science | Bachelor's Degree | $78,943 | $24,906 |
| Philosophy and Religious Studies, Other | Master's Degree | $77,659 | Not available |
| Education, General | Master's Degree | $76,309 | Not available |
| Business/Commerce, General | Bachelor's Degree | $69,873 | $23,875 |
| Communication Disorders Sciences and Services | Bachelor's Degree | $69,087 | $27,000 |
| Political Science and Government | Bachelor's Degree | $65,558 | $24,344 |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $62,319 | $21,104 |
| Theological and Ministerial Studies | Master's Degree | $62,024 | Not available |
| Theology and Religious Vocations, Other | Master's Degree | $60,758 | Not available |
| Radio, Television, and Digital Communication | Bachelor's Degree | $60,082 | $22,813 |
| Biology, General | Bachelor's Degree | $60,014 | $27,000 |
| Journalism | Bachelor's Degree | $59,925 | $27,000 |
| Bible/Biblical Studies | Bachelor's Degree | $58,569 | $27,000 |
| Philosophy and Religious Studies, General | Master's Degree | $57,874 | Not available |
| Bible/Biblical Studies | Master's Degree | $56,442 | Not available |
| Communication and Media Studies | Bachelor's Degree | $53,781 | $21,937 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $51,566 | $26,094 |
| Music | Bachelor's Degree | $50,781 | $26,417 |
| Psychology, General | Bachelor's Degree | $49,450 | $23,250 |
| Fine and Studio Arts | Bachelor's Degree | $47,596 | $27,000 |
| Sociology | Bachelor's Degree | $47,052 | $26,990 |
| English Language and Literature, General | Bachelor's Degree | $43,154 | $24,500 |
| Intercultural/Multicultural and Diversity Studies | Bachelor's Degree | $41,492 | $24,500 |
| Religious Education | Bachelor's Degree | $40,261 | $25,454 |
| Education, General | Bachelor's Degree | Not available | $24,030 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | Not available | $26,062 |
| Clinical, Counseling and Applied Psychology | Bachelor's Degree | Not available | $27,568 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.