Public · COLLEGE PAYOFF

Berkshire Community College

Pittsfield, MA · 6 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$211,614 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

272.2 yrsModeled economic break-even
−96%Modeled 10-year ROI
$45,807Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$211,614at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$219,6840
2
4
6
8
−$211,61410
Years after graduationBreak-even: 272.2 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$6,164
Sticker price
Published out-of-state tuition$11,468
Sticker price
Average net price$9,921
Title IV student average
Cost of attendance$18,062
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$9,921Average net price / year
$18,062Cost of attendance
$12,053Median federal student debt · completer borrowers
$128/moPublished 10-year payment estimate
$45,807Median earnings · year 5 after completion
20.0%Completion rate
Not availableAdmission rate
1,358Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$7,797
$30–48k$8,878
$48–75k$9,245
$75–110k$11,741
$110k+$13,265
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$45,807
Year 6$36,584
Year 10$38,832
Full-time retention
56.9%
Part-time retention
40.4%
Completion within 200% of normal time
28.7%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

51thEarnings percentile
4thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$43,086Median year-4 earnings across reportable program categories
$14,905Median federal debt across categories that report debt
17%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$40,052Year 1
$47,666Year 4
$45,807Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$74,4102Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$73,9273Business Administration, Management and Operations · Associate's Degree$48,0494Mental and Social Health Services and Allied Professions · Undergraduate Certificate or Diploma$43,0865Health Professions and Related Clinical Sciences, Other · Associate's Degree$41,7846Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$37,035

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Brockton, MA

Massasoit Community College

Annual net price
$8,460
Observed earnings · year 5
$45,532
Modeled 10-year ROI
-98%
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South Easton, MA

Southeastern Technical Institute

Annual net price
$7,060
Observed earnings · year 5
$46,106
Modeled 10-year ROI
-95%
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Greenfield, MA

Greenfield Community College

Annual net price
$7,679
Observed earnings · year 5
$44,881
Modeled 10-year ROI
-101%
Open college profile →
Holyoke, MA

Holyoke Community College

Annual net price
$8,068
Observed earnings · year 5
$43,990
Modeled 10-year ROI
-105%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$74,410$14,905
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$73,927$22,753
Business Administration, Management and OperationsAssociate's Degree$48,049Not available
Mental and Social Health Services and Allied ProfessionsUndergraduate Certificate or Diploma$43,086$16,500
Health Professions and Related Clinical Sciences, OtherAssociate's Degree$41,784$12,627
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$37,035$14,048

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.