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Private nonprofit · COLLEGE PAYOFF

Baylor University

⌖ Waco, TX · 63 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$132,746 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

16.3 yrsModeled economic break-even
−39%Modeled 10-year ROI
$66,167Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$132,746at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$344,4160
2
4
6
8
−$132,74610
Years after graduationBreak-even: 16.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$58,100
Sticker price
Published out-of-state tuition$58,100
Sticker price
Average net price$41,104
Title IV student average
Cost of attendance$74,226
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$41,104Average net price / year
$74,226Cost of attendance
$23,000Median federal student debt · completer borrowers
$244/moPublished 10-year payment estimate
$66,167Median earnings · year 5 after completion
80.0%Completion rate
51.3%Admission rate
14,785Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$22,024
$30–48k$21,530
$48–75k$33,902
$75–110k$38,852
$110k+$47,895
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$66,167
Year 6$56,532
Year 10$65,793
Full-time retention
91.0%
Part-time retention
50.0%
Completion within 200% of normal time
81.9%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

87thEarnings percentile
81thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$63,522Median year-4 earnings across reportable program categories
$24,130Median federal debt across categories that report debt
67%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$50,754Year 1
$69,608Year 4
$66,167Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Master's Degree$130,1782Computer Science · Bachelor's Degree$128,4113General Sales, Merchandising and Related Marketing Operations · Bachelor's Degree$125,1674Business/Commerce, General · Bachelor's Degree$124,4345Law · Doctoral Degree$121,7156Accounting and Related Services · Master's Degree$109,0557Finance and Financial Management Services · Bachelor's Degree$102,8128Accounting and Related Services · Bachelor's Degree$102,011

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Fort Worth, TX

Texas Christian University

Annual net price
$36,660
Observed earnings · year 5
$69,108
Modeled 10-year ROI
-26%
Open college profile →Longview, TX

LeTourneau University

Annual net price
$28,185
Observed earnings · year 5
$67,861
Modeled 10-year ROI
-22%
Open college profile →Dallas, TX

Southern Methodist University

Annual net price
$40,892
Observed earnings · year 5
$86,158
Modeled 10-year ROI
+20%
Open college profile →Austin, TX

Concordia University Texas

Annual net price
$23,131
Observed earnings · year 5
$62,873
Modeled 10-year ROI
-34%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsMaster's Degree$130,178Not available
Computer ScienceBachelor's Degree$128,411$27,000
General Sales, Merchandising and Related Marketing OperationsBachelor's Degree$125,167$20,500
Business/Commerce, GeneralBachelor's Degree$124,434$15,000
LawDoctoral Degree$121,715Not available
Accounting and Related ServicesMaster's Degree$109,055Not available
Finance and Financial Management ServicesBachelor's Degree$102,812$23,000
Accounting and Related ServicesBachelor's Degree$102,011$20,500
Electrical, Electronics, and Communications EngineeringBachelor's Degree$100,110$21,500
Management Information Systems and ServicesBachelor's Degree$96,148$24,000
Real EstateBachelor's Degree$94,027$20,530
Mechanical EngineeringBachelor's Degree$92,990$27,000
MathematicsBachelor's Degree$89,618$25,000
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$89,510$26,975
Human Resources Management and ServicesBachelor's Degree$89,102$20,475
Entrepreneurial and Small Business OperationsBachelor's Degree$86,363$19,375
Business Administration, Management and OperationsBachelor's Degree$85,961$22,866
Business/Managerial EconomicsBachelor's Degree$84,808$22,500
Engineering, GeneralBachelor's Degree$84,689Not available
MarketingBachelor's Degree$78,398$21,775
International BusinessBachelor's Degree$71,071Not available
Health/Medical Preparatory ProgramsBachelor's Degree$68,460$25,000
International Relations and National Security StudiesBachelor's Degree$67,484$22,409
Specialized Sales, Merchandising and Marketing OperationsBachelor's Degree$67,066$23,115
ChemistryBachelor's Degree$65,293$27,000
Psychology, GeneralBachelor's Degree$65,090$25,212
Communication Disorders Sciences and ServicesMaster's Degree$65,075Not available
Clinical, Counseling and Applied PsychologyMaster's Degree$65,057Not available
Communication Disorders Sciences and ServicesBachelor's Degree$63,909$21,000
JournalismBachelor's Degree$63,622$23,959
Design and Applied ArtsBachelor's Degree$63,522$26,500
Sports, Kinesiology, and Physical Education/FitnessMaster's Degree$62,389Not available
Political Science and GovernmentBachelor's Degree$61,578$26,000
Social WorkMaster's Degree$61,272Not available
Natural Resources Conservation and ResearchBachelor's Degree$59,701$26,000
Educational Administration and SupervisionMaster's Degree$59,087Not available
Communication and Media StudiesBachelor's Degree$58,915$23,860
Theological and Ministerial StudiesMaster's Degree$58,391Not available
Social WorkBachelor's Degree$58,293$23,198
SociologyBachelor's Degree$57,822$25,937
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$57,434$27,000
Biology, GeneralBachelor's Degree$57,155$23,850
HistoryBachelor's Degree$57,006$24,625
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$56,476$22,250
English Language and Literature, GeneralBachelor's Degree$54,367Not available
Neurobiology and NeurosciencesBachelor's Degree$53,927$27,000
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$53,274Not available
Multi-/Interdisciplinary Studies, GeneralBachelor's Degree$51,727$27,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$51,273$26,997
AnthropologyBachelor's Degree$50,699$26,500
Fine and Studio ArtsBachelor's Degree$50,253$26,000
Religion/Religious StudiesBachelor's Degree$50,002$25,612
Biochemistry, Biophysics and Molecular BiologyBachelor's Degree$49,661$27,000
Human Development, Family Studies, and Related ServicesBachelor's Degree$46,979$21,350
MusicMaster's Degree$46,515Not available
Radio, Television, and Digital CommunicationBachelor's Degree$46,043$25,000
Drama/Theatre Arts and StagecraftBachelor's Degree$45,706$24,130
Foods, Nutrition, and Related ServicesBachelor's Degree$45,554$26,757
Multi/Interdisciplinary Studies, OtherBachelor's Degree$44,995$19,500
MusicBachelor's Degree$40,017$27,000
Romance Languages, Literatures, and LinguisticsBachelor's DegreeNot available$26,228
Rhetoric and Composition/Writing StudiesBachelor's DegreeNot available$19,000
Public HealthBachelor's DegreeNot available$22,495

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.