10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$67,288at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Andrews University
⌖ Berrien Springs, MI · 11 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$67,288 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
14.1 yrsModeled economic break-even
−29%Modeled 10-year ROI
$61,290Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$12,547Average net price / year
$45,218Cost of attendance
$61,290Median earnings · year 5 after completion
71.5%Completion rate
81.8%Admission rate
1,224Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$47,414Year 1
$60,517Year 4
$61,290Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Rehabilitation and Therapeutic Professions · Doctoral Degree$84,4932Rehabilitation and Therapeutic Professions · Bachelor's Degree$73,1943Pastoral Counseling and Specialized Ministries · Master's Degree$71,8574Theological and Ministerial Studies · First Professional Degree$67,7395Architectural Sciences and Technology · Bachelor's Degree$62,1576Communication Disorders Sciences and Services · Master's Degree$60,6737Social Work · Master's Degree$59,0838Communication Disorders Sciences and Services · Bachelor's Degree$58,526Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MI
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Detroit, MI
Sacred Heart Major Seminary
- Annual net price
- $11,916
- Observed earnings · year 5
- $60,531
- Modeled 10-year ROI
- -32%
Davenport University
- Annual net price
- $17,707
- Observed earnings · year 5
- $60,637
- Modeled 10-year ROI
- -38%
Albion College
- Annual net price
- $14,301
- Observed earnings · year 5
- $56,909
- Modeled 10-year ROI
- -50%
Madonna University
- Annual net price
- $17,755
- Observed earnings · year 5
- $59,769
- Modeled 10-year ROI
- -41%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Rehabilitation and Therapeutic Professions | Doctoral Degree | $84,493 | Not available |
| Rehabilitation and Therapeutic Professions | Bachelor's Degree | $73,194 | $21,951 |
| Pastoral Counseling and Specialized Ministries | Master's Degree | $71,857 | Not available |
| Theological and Ministerial Studies | First Professional Degree | $67,739 | Not available |
| Architectural Sciences and Technology | Bachelor's Degree | $62,157 | Not available |
| Communication Disorders Sciences and Services | Master's Degree | $60,673 | Not available |
| Social Work | Master's Degree | $59,083 | Not available |
| Communication Disorders Sciences and Services | Bachelor's Degree | $58,526 | $25,307 |
| Dietetics and Clinical Nutrition Services | Graduate/Professional Certificate | $58,250 | Not available |
| Biology, General | Bachelor's Degree | Not available | $26,500 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | Not available | $31,500 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.