Private for-profit · COLLEGE PAYOFF

American National University-Louisville

Louisville, KY · 4 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$389,270 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−157%Modeled 10-year ROI
$30,877Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$389,270at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$248,0400
2
4
6
8
−$389,27010
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$12,456
Sticker price
Published out-of-state tuition$12,456
Sticker price
Average net price$17,010
Title IV student average
Cost of attendance$25,356
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$17,010Average net price / year
$25,356Cost of attendance
$23,618Median federal student debt · completer borrowers
$250/moPublished 10-year payment estimate
$30,877Median earnings · year 5 after completion
50.0%Completion rate
Not availableAdmission rate
347Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$16,977
$30–48k$19,093
$48–75k$14,394
$75–110k$16,396
$110k+Not available
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$30,877
Year 6$26,172
Year 10$28,188
Full-time retention
Not available
Part-time retention
Not available
Completion within 200% of normal time
Not available

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

23thEarnings percentile
38thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$32,215Median year-4 earnings across reportable program categories
$17,264Median federal debt across categories that report debt
0%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$35,197Year 1
$42,813Year 4
$30,877Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$70,3662Clinical/Medical Laboratory Science/Research and Allied Professions · Undergraduate Certificate or Diploma$35,3863Allied Health and Medical Assisting Services · Associate's Degree$32,2154Health and Medical Administrative Services · Undergraduate Certificate or Diploma$28,172

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in KY

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Newport, KY

Interactive College of Technology-Newport

Annual net price
$16,512
Observed earnings · year 5
$31,377
Modeled 10-year ROI
-155%
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Erlanger, KY

Ross Medical Education Center-Erlanger

Annual net price
$19,448
Observed earnings · year 5
$30,902
Modeled 10-year ROI
-155%
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Hopkinsville, KY

Ross College-Hopkinsville

Annual net price
$19,909
Observed earnings · year 5
$30,902
Modeled 10-year ROI
-154%
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Bowling Green, KY

Ross Medical Education Center-Bowling Green

Annual net price
$20,062
Observed earnings · year 5
$27,408
Modeled 10-year ROI
-168%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$70,366$30,205
Clinical/Medical Laboratory Science/Research and Allied ProfessionsUndergraduate Certificate or Diploma$35,386$9,862
Allied Health and Medical Assisting ServicesAssociate's Degree$32,215$32,394
Health and Medical Administrative ServicesUndergraduate Certificate or Diploma$28,172$17,264

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.