Private for-profit · COLLEGE PAYOFF

Academy of Hair Design-Springfield

Springfield, MO · 1 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$460,066 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−189%Modeled 10-year ROI
$23,355Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$460,066at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$243,6160
2
4
6
8
−$460,06610
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuitionNot available
Sticker price
Published out-of-state tuitionNot available
Sticker price
Average net price$15,904
Title IV student average
Cost of attendance$20,739
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
National Accrediting Commission of Career Arts and Sciences
Main award level
Certificates
Campus setting
City
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$15,904Average net price / year
$20,739Cost of attendance
$9,500Median federal student debt · completer borrowers
$101/moPublished 10-year payment estimate
$23,355Median earnings · year 5 after completion
63.9%Completion rate
Not availableAdmission rate
275Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$13,897
$30–48k$12,471
$48–75k$16,595
$75–110k$19,203
$110k+$19,786
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$23,355
Year 6$21,250
Year 10$25,129
Full-time retention
58.9%
Part-time retention
47.9%
Completion within 200% of normal time
69.6%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

11thEarnings percentile
58thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$26,396Median year-4 earnings across reportable program categories
$10,667Median federal debt across categories that report debt
100%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$21,672Year 1
$26,713Year 4
$23,355Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$26,396

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MO

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Jefferson City, MO

Missouri College of Cosmetology and Esthetics

Annual net price
$14,982
Observed earnings · year 5
$23,695
Modeled 10-year ROI
-189%
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Webb City, MO

SPBK Enterprises Inc

Annual net price
$14,178
Observed earnings · year 5
$24,059
Modeled 10-year ROI
-188%
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Cape Girardeau, MO

Trend Setters School

Annual net price
$16,521
Observed earnings · year 5
$21,025
Modeled 10-year ROI
-197%
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Columbia, MO

Paul Mitchell the School-Missouri Columbia

Annual net price
$13,460
Observed earnings · year 5
$25,310
Modeled 10-year ROI
-184%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma$26,396$10,667123

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.