Private for-profit · COLLEGE PAYOFF

Academy College

Bloomington, MN · 0 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$146,362 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

19.8 yrsModeled economic break-even
−49%Modeled 10-year ROI
$60,001Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$146,362at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$296,3720
2
4
6
8
−$146,36210
Years after graduationBreak-even: 19.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$18,680
Sticker price
Published out-of-state tuition$18,680
Sticker price
Average net price$29,093
Title IV student average
Cost of attendance$33,874
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$29,093Average net price / year
$33,874Cost of attendance
$60,001Median earnings · year 5 after completion
36.0%Completion rate
Not availableAdmission rate
56Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

80thEarnings percentile
19thCompletion percentile
EARNINGS PATH

Reported earnings over time

$43,656Year 1
$86,185Year 4
$60,001Year 5

Separate federal cohorts may underlie different measurement years.

BUILD A REAL SHORTLIST

Comparable colleges in MN

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

St. Cloud, MN

Rasmussen University-Minnesota

Annual net price
$17,962
Observed earnings · year 5
$51,660
Modeled 10-year ROI
-74%
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Minneapolis, MN

Walden University

Annual net price
$33,817
Observed earnings · year 5
$77,982
Modeled 10-year ROI
+5%
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Minneapolis, MN

Capella University

Annual net price
$17,956
Observed earnings · year 5
$75,078
Modeled 10-year ROI
+19%
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Minneapolis, MN

Aveda Arts & Sciences Institute Minneapolis

Annual net price
$18,345
Observed earnings · year 5
$32,794
Modeled 10-year ROI
-148%
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PROGRAM OUTCOMES

No field-level outcomes are currently reportable.

This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.